Private Client Mortgage Advisors · North Orange County

Your Hometown
Mortgage Advisors.

Brian and Ryan are Yorba Linda locals who spent decades mastering the mortgage industry before coming home to build something better — a private client mortgage experience rooted in local knowledge, deep expertise, and genuine relationships.

Meet the Team

Two Advisors. One Standard.

Combined, Brian and Ryan bring decades of high-level mortgage experience — now fully dedicated to North Orange County clients who deserve better than a bank's one-size-fits-all approach.

Brian Poetschlag

Brian Poetschlag

Private Client Mortgage Advisor

Brian has been serving Orange County clients since 2002 — 24+ years of mortgage experience built entirely around one goal: making sure every client gets the best financing available, not just what's convenient for the lender.

Brian is known for building systems that deliver a premium client experience at every step. His methodology ensures speed, accuracy, and consistency on every loan — and his clients know they can pick up the phone and reach him directly.

He specializes in purchase lending — helping people get into their first home, dream home, or right-size home — and has deep expertise in self-employed borrower solutions that traditional lenders often can't handle.

  • 24+ years in mortgage lending · Serving OC since 2002
  • Yorba Linda native · North OC market specialist
  • Purchase specialist · Self-employed borrower expert
  • Licensed in 34 states · Conventional & business purpose financing
  • Proud husband · Girl dad of two · Cancer survivor · Classic car enthusiast
  • NMLS #487617 · West Capital Lending NMLS #1566096 · Cal. DRE #02022356
Ryan Sison

Ryan Sison

Private Client Mortgage Advisor

A fellow Yorba Linda native, Ryan brings 20+ years of mortgage expertise and a reputation for solving the deals other people can't. He has ranked in the top 1% of originators nationally and built high-performing teams across Orange County — all while maintaining the hands-on client focus that defines the Yorba Home Loans experience.

Ryan is the person clients and agents call when a deal feels impossible. His ability to find solutions, communicate clearly, and execute fast makes him a competitive edge for every buyer he represents.

From first-time buyers navigating the North OC market to self-employed borrowers who've been turned down elsewhere — Ryan finds a way.

  • 20+ years in mortgage lending
  • Yorba Linda native · North OC market specialist
  • Top 1% originator nationally · Known for getting deals done
  • Purchase specialist · Self-employed borrower solutions
  • Licensed in 34 states · Conventional & business purpose financing
  • Proud husband · Girl dad of three
  • NMLS #447758 · West Capital Lending NMLS #1566096 · Cal. DRE #02022356
Our Origin Story

Big Expertise.
Hometown Service.

Brian and Ryan spent their careers inside major lending institutions — where they learned exactly how the system worked, and how it failed clients. They came home to Yorba Linda to fix that.

As independent advisors under West Capital Lending, they now access 180+ lending partners — meaning every client gets the best available rate, not just what one bank offers. The expertise stayed. The limitations disappeared.

"The expertise of bankers with the flexibility of brokers — always working for your best outcome."

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Then: Big Institution

1 bank's products. Rate locked in. Clients treated as transactions.

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Now: 100% Yours

180+ lenders. Best available rate. Clients treated as people.

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40+ Combined Years

Of mortgage lending expertise now working entirely for you.

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OC Roots

We live here. We know the neighborhoods, schools, and market.

What We Stand For

Our Core Values

These aren't buzzwords — they're the standards we've built our careers on, and the standards we bring to every client, every loan, every time.

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Precision

Every recommendation is backed by analysis and market knowledge. We build systems that ensure speed, accuracy, and consistency on every loan file.

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Champions for Clients

We left the bank so we could stop selling one product and start finding the right solution. We work for you — not for a quota.

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Speed & Execution

In competitive OC markets, timing is everything. We move fast, communicate clearly, and close on schedule — because we've built the systems and experience to deliver every time.

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Transparency

No surprises. We walk every client through every number and every option so they make decisions with confidence, not confusion.

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Community Roots

We live and work in North Orange County. We know this market at a level that took decades to build — and we use that knowledge for every client.

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Lifetime Partnership

We ask the 5 and 10-year questions other lenders skip. Your first loan with us won't be your last — because we're your mortgage resource for life.

Our Company

West Capital Lending

Yorba Home Loans is a private client division operating under West Capital Lending — a licensed California mortgage lender with access to 180+ lending partners.

This means we combine boutique, personalized service with the infrastructure and product depth of a full-scale lender. Every client gets white-glove advisory paired with elite market access.

West Capital Lending, Inc. | NMLS #1566096 | Cal. DRE #02022356
17911 Von Karman Ave, Suite 400, Irvine, CA 92614
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West Capital Lending

Licensed California mortgage lender providing access to 180+ wholesale lending partners, competitive rates, and streamlined processing for Yorba Home Loans clients.

Visit westcapitallending.com
Work With Us

Ready to Experience the Difference?

Former bank executives. Full broker access. And a commitment to your outcome that no bank could match.

Book a Free Consultation See Loan Programs
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Equal Housing Lender West Capital Lending is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age, or any other protected characteristic.
West Capital Lending, Inc. | NMLS #1566096 | Cal. DRE #02022356 | 17911 Von Karman Ave, Suite 400, Irvine, CA 92614 | westcapitallending.com
Brian Poetschlag | Mortgage Advisor | NMLS #487617 | Cal. DRE #02022356  |  Ryan Sison | Mortgage Advisor | NMLS #447758 | Cal. DRE #02022356  |  NMLS Consumer Access
Not all programs are available in all areas. Not all borrowers will qualify for all programs. Program restrictions apply. This is not an offer or extension of credit or a commitment to lend. All loan programs are subject to the specific lender's underwriting guidelines and available loan terms. Approvals may be subject to appraisals and other documentation requirements. Please contact our office to determine eligibility. The information on this site is not intended for consumers of any other state.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.